It’s That Crazy Shopping Time of Year!

Want to see shoppers go into a frenzy? Watch them in action during Black Friday and Cyber Monday.

Both days are coming up fast, and that means lots of bargains will be up for grabs. Will you be ready to lock onto the best deals?

There are lots of ways to prepare yourself. Here are some that could give you a leg up on the competition:

Be social media savvy. Many retailers will announce or offer special deals via Facebook and/or Twitter, or you can connect with them through e-mail to receive sales alerts and discount coupons.

Use store credit cards for extra savings. Many retailers offer extra discounts or other perks when using their cards, so take advantage of it.

Research before you buy. Don’t get suckered in by a low price for an inferior product. “You get what you pay for” still holds true, so make sure that the item(s) you’re eyeing up are worthy of your hard-earned dollars.

Don’t be late for the party. If you wait too long to pick up on a bargain, you run the risk of not getting it. With more retailers starting their Black Friday sales on Thanksgiving night if not sooner, you may have to readjust your buying strategy to grab the deals before others do.

And don’t ignore the fine print. It’s there for a reason, even though it may be tough to read. We’re talking about disclosures such as “limited quantities” or “limited to store stock.” Another is restricting buyers to one item only.

Be cautious of “too good to be true” deals. Chances are what you see isn’t going to be what you get.

Look for price matching. Many retailers do it these days, including brick-and-mortar stores that will match the price of online retailers.

Take advantage of online comparison shopping sites. They include PriceGrabber.comAs a courtesy, you will be leaving Blog.Bank5Connect.com and going to another website. We have approved this site as a reliable partner, but you will no longer be under the security policy of Bank5Connect.com. Come back soon!, ShopZilla.comAs a courtesy, you will be leaving Blog.Bank5Connect.com and going to another website. We have approved this site as a reliable partner, but you will no longer be under the security policy of Bank5Connect.com. Come back soon!, FatWallet.comAs a courtesy, you will be leaving Blog.Bank5Connect.com and going to another website. We have approved this site as a reliable partner, but you will no longer be under the security policy of Bank5Connect.com. Come back soon! and Shopping.comAs a courtesy, you will be leaving Blog.Bank5Connect.com and going to another website. We have approved this site as a reliable partner, but you will no longer be under the security policy of Bank5Connect.com. Come back soon!. And don’t forget to check newspaper ads, too.

Be careful when shopping online:

      • Stick with trustworthy sites and sites where you’ve shopped before.
      • Don’t shop on a public WiFi network. You could potentially expose credit card and other personal financial information to cyber thieves, since these networks don’t have extensive, if any, security protocols.
      • Be aware that the new “chip” credit and debit cards have made it more difficult for crooks to steal your financial information in brick-and-mortar stores. On the flip side, thieves have shifted their attention to online shopping, since the chip cards don’t offer the same safeguards in the cyber sphere.

Best of luck with your holiday shopping, whether it’s on Black Friday or Cyber Monday or any other time during this holiday season.

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